About M&N Financial
One person you can actually call.
Not a firm. Not a franchise. One licensed professional who handles your taxes, insurance, estate documents, and more — and who remembers your name next year.
Licensed
Tax Professional · Insurance Agent · Notary
The Story
Why Maarnet Gebremariam built this practice
Most people in the Bay Area are working hard. They are paying taxes, raising kids, running businesses. And most of them have the same gaps — no life insurance, no will, no plan for what happens if something goes wrong.
Maarnet Gebremariam started this practice because she saw those gaps up close. She wanted to build something her community could actually use. One office where a working family could get their taxes filed, get covered, and get their legal documents in order without booking three different appointments across three different providers.
That is still what this practice does. Nothing more complicated than that.
Credentials
Tax Professional and Bookkeeping
Licensed to prepare and file federal and state taxes, and to keep clean, current books for individuals and small businesses year round.
Life Insurance Agent
Licensed life insurance agent (License #4318306), affiliated with Ethos Life, offering term, whole life, and indexed universal life insurance.
Certified Notary Public
Authorized to notarize legal documents in California, including wills, trusts, and financial agreements.
Retirement and IUL Specialist
Helps families with 401(k) rollovers and indexed universal life strategies to protect and grow their savings for retirement.
Come in and see for yourself.
The first conversation is free. No paperwork, no commitment. Just tell us what is going on and we will tell you what needs attention.