SERVING THE BAY AREA
What happens to yourfamily if you stopworking tomorrow?
Most people never answer that question until it is too late. M&N Financial helps Bay Area families get their taxes, insurance, savings, and estate plans in order. One office. One call.
Who We Are
Tax problems, gaps in coverage, no will on file. These are not rare situations. They happen to working families every year. M&N Financial brings together a licensed tax professional, a life insurance agent, and a notary under one roof in Alviso so you can fix all of it in one place.
You worked hard to build it. Here is how you keep it.
Who We Serve
Bay Area families. One office for all of it.
Families Building Stability
You are putting money aside, paying taxes, and trying to protect what you have built. M&N Financial helps you do it without overpaying or leaving your family exposed.
Small Business Owners
Running a business means tax season never really ends. We help you stay compliant, find deductions others miss, and plan for the next year before it arrives.
People Planning for Retirement
An old 401(k) sitting untouched, or savings that should be growing harder. We roll it over the right way and show you how an indexed strategy can protect and grow what you have.
Anyone Without a Will
If something happens to you and there is no will, the court decides what goes where. We draft wills, set up trusts, and notarize everything before you walk out the door.
How It Works
Most people leave our office with more than they expected.
Step 1
Tell Us Where You Are
We start with a free conversation. No forms, no pressure. You tell us what is going on and we tell you what needs attention first.
We review your tax situation, any coverage gaps, and whether your estate documents are current.
We identify what is urgent and what can wait so you are not overwhelmed.
You leave knowing exactly what the plan is and what it will cost.
Step 2
We Handle It
Step 3
We Stay With You
By The Numbers
Real clients. Real results. Bay Area families who trusted us with what matters most.
Services in One Office
Tax prep, financial services, life insurance, indexed universal life, 401(k) and retirement, bookkeeping, wills and trusts, and notary. All handled without sending you somewhere else.
Bay Area Clients Served
Families, business owners, and individuals across the Bay Area who came in with a problem and left with a plan.
To Handle Years of Loose Ends
Most clients walk out with their taxes, insurance, and legal documents sorted in a single appointment.
Call Centers
You work directly with Maarnet. Not a receptionist, not a chatbot. The same person, every time.
Licensed and Local
You are not talking to a call center.
Maarnet Gebremariam is a licensed life insurance agent (License #4318306), a licensed tax professional, and a certified notary. She has been serving the Alviso community and works by appointment.
Life Insurance License
Maarnet Gebremariam
Licensed Agent · Ethos Life
License #: 4318306
Carrier: Ethos Life
Products: Term life, whole life, and indexed universal life from the country's top carriers
One person. Every service.
You do not tell your story to three different offices. Maarnet handles your taxes, your insurance, and your legal documents herself. When something changes in your life, she already knows the context.
Fixed in one visit.
Most clients come in with a list of things they have been putting off. They leave with taxes filed, coverage in place, and a signed will. That is not an accident. It is how we run the office.
A real person in your corner.
Maarnet grew up knowing what it means to work hard and still feel financially exposed. She built this practice because she wanted to give Bay Area families the same guidance that wealthy families take for granted.
Client Reviews
What Our Clients Say.
“I came in expecting to file taxes. I left with a life insurance plan and a better understanding of what my family would actually need if something happened to me. Did not expect to get all that in one appointment.”
Patrick C.
Tax Services and Life Insurance
Alviso, CA
The best time to get this right was last year.
The second best time is this week. Book a time, bring your questions, and leave with a plan. The consultation is free.
2077 Gold St, Ste 210 · Alviso, CA 95002